Compare ACA (Obamacare) health plans and enroll online in minutes — or let a licensed, certified enrollment expert guide you at no extra cost. Answer a few quick questions and a licensed agent will help you compare plans and savings — at no cost. Plans from 30+ insurance companies Two ways to get covered — both at no additional cost to you. Generate a quote and enroll yourself using a government-approved online tool — perfect for new and renewal enrollments. Request help from a licensed and certified expert at no additional charge — for new and existing applications. Guaranteed, secure, and affordable coverage — the protections built into every ACA plan. Guaranteed approval and immediate coverage for pre-existing health conditions, with no waiting periods. With income-based pricing, your subsidy savings may be enough to make essential health insurance free. ACA plans are government-approved and guaranteed to provide at least minimum essential coverage. Quote and enroll through a secure portal, or work with a licensed agent — at no extra charge. With an ACA plan you get a qualified health plan (QHP) that covers pre-existing conditions, maternity, preventive care, mental health, and much more. A simple, compliant path to real coverage. Answers to the questions people ask most before enrolling.
The Affordable Care Act (ACA), also called Obamacare, is a law that helps make health insurance more affordable and accessible. It created the Health Insurance Marketplace, where individuals and families compare plans and enroll.
Most people can apply if they live in the U.S., are U.S. citizens or lawfully present immigrants, and are not incarcerated. Eligibility for savings depends on your income, household size, and location.
Costs depend on your income, age, location, and plan type. Many people qualify for subsidies that lower monthly premiums and out-of-pocket costs — some plans are as low as $0 per month.
Yes. Insurance companies cannot deny you coverage or charge you more because of a pre-existing condition.
Open Enrollment typically runs November 1 – January 15. Outside that window you may still qualify for a Special Enrollment Period after a life event such as losing coverage, moving, getting married, or having a baby.
These metal tiers describe how costs are shared: Bronze has lower premiums but higher out-of-pocket costs, Silver balances the two, and Gold has higher premiums with lower out-of-pocket costs. They do not change the quality of care.
It depends on the plan network. Always check that your doctor and prescriptions are covered before you enroll.
The federal penalty is currently $0, but some states have their own requirements and penalties. Answer a few quick questions and compare ACA plans available in your area — free, with no obligation.
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Frequently Asked Questions
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